What it costs

FEE-HELP is an Australian Government loan scheme that covers the cost of your tuition fees on your behalf. FEE-HELP is available to students who are not studying in a Commonwealth supported place (and are therefore not eligible for HECS-HELP).

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You must meet the following requirements to be eligible for FEE‑HELP:

  • You are studying at an approved FEE‑HELP provider (TAFE Queensland is an approved provider).
  • You meet the following citizenship and residency requirements:
    • you are an Australian citizen or a New Zealand Special Category Visa holder who meets the long-term residency criteria and will complete at least one unit of study contributing to your course in Australia, or
    • you are a permanent humanitarian visa holder who will be a resident in Australia for the duration of your unit, or
    • you are a permanent visa holder who is undertaking bridging study for overseas-trained professionals, and will be a resident in Australia for the duration of your studies.
  • You are enrolled in an eligible unit of study by the census date for that unit.
  • You have not exceeded the FEE‑HELP limit.

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Eligible students can borrow up to the FEE‑HELP limit, which for 2018 is $104,440 for most students. For students undertaking medicine, dentistry, and veterinary science courses the FEE‑HELP limit is $150,000. The limit will be the same for all loan types as detailed under the 2018 Student Loan Sustainability Bill

The FEE‑HELP limit is the total amount available to eligible students under the FEE‑HELP, VET Student Loans, and VET FEE‑HELP loan schemes. It is a lifetime limit and is not reset or ‘topped up’ by any repayments that you make.

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There is no interest charged on FEE-HELP debts, however it is subject to indexation, which means the loan maintains its real value by adjusting in line with changes in the cost of living. There is also a loan fee of 25 per cent for FEE‑HELP loans for undergraduate courses. The loan fee does not count towards your FEE‑HELP limit.

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Once your income is above the compulsory repayment threshold you will pay back the loan through the Australian taxation system. The compulsory repayment threshold for the 2017-2018 income year is $55,874.

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Our customer service team is ready to support you through the application process. You can contact us if you have any questions, or need any help with your FEE-HELP application.

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Achieve your career goals with the help of a $5,000 TAFE Queensland Scholarship. There are two types available: merit or access and equity. Visit the scholarships website for more information. 

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